Founded in 1956, 84 Lumber Company is the nation’s leading privately held building materials and services supplier to professional contractors. The company encompasses over 368 locations nationwide and 6,800 associates who provide one-on-one service to every customer, ensuring an efficient and satisfying purchasing experience.

84 Lumber Company is dedicated to being the premier supplier of building materials and services to do-it-yourself customers, professional builders, remodelers; adding value to our quality products and industry leading services is a well trained, knowledgeable and motivated team of professional sales associates.

StartBuild Owner Builder Program Highlights:

Single Closing:
One loan will finance the purchase of your lot, the construction costs and the permanent mortgage on your home. Only one set of documents are executed, which eliminates duplication of closing costs. Upon completion of the property, the loan is modified to reflect the permanent mortgage terms.
Interest Rate:
The interest rate for the construction period is fixed for 12 months. You may lock into the permanent loan rate within 60 days of completion.
Interest Payment:
During the construction period, interest is charged on the disbursed amount only. Depending on the loan terms, a construction interest reserve account can be built into the loan amount, giving a no "out-of-pocket" payment feature.
Modification:
When the construction is 100% complete, the loan can be modified to a permanent loan. At this “modification closing”, final disbursements will be made, lien waivers collected, and eventual conversion to permanment mortgage. StartBuild Construction Loan Highlights:

Included with the Owner Builder program is StartBuild’s online budget technology and project management technology. This online service will help you plan, organize and manage your residential construction project. The main features are an interactive budget, construction schedule and a reference library for each step in the new home building process.
This technology will help you save time, save money and avoid costly mistakes building homes.

ONLINE BUDGET, CONSTRUCTION SCHEDULE AND PROJECT MANAGEMENT FEATURES